Settings and your data

Everything on the settings page, and what it actually changes.

Dividend tax (%)

Withholding applied to dividends by default. It prefills the tax field when you record a dividend and can be overridden on any individual entry. Cash booked is shares × $/share × (1 − tax%).

Capital requirement model

Reg-T (margin account) or TIMS (portfolio margin). This is purely a display choice — both figures are computed and stored for every campaign on every trade write, so switching takes effect immediately everywhere, with nothing to recompute and no history rewritten. The mechanics of each are in P/L, capital and break-even.

Default commissions

Four fields: $/contract and min $/trade for options, $/share and min $/trade for stock. The charge applied is max(minimum, rate × quantity).

They fill in when a trade arrives with no explicit commission — a manual entry left blank, or an import row whose commission column is missing or implausible. Two things to know:

• They are not retroactive. Trades already recorded at $0 stay at $0. Set these before importing a year of history, not after.
• They are stored per trade, as a dollar amount. Changing the schedule later does not disturb what is already recorded — which is what you want, since your broker's rates change over time too.

Dashboard highlighting

Three checkboxes, all on by default, controlling which conditions turn a dashboard row pink: expiring today, assignment risk and VIX spike. Turn all three off and the feature is off. What each one fires on is in The dashboard.

Your data

Export

Download everything gives you a single JSON file containing every campaign, trade, portfolio and setting on the account — no filtering, no subset. Worth taking before any large reorganisation, and before deleting a campaign you might want back.

Delete your account

Irreversible, with no soft-delete and no restore. It erases the account and every campaign, trade and portfolio in it. You confirm by retyping your account email exactly — a plain "are you sure" is not enough of a speed bump for something this final. Export first.

Deleting a single campaign is the smaller version of the same thing: it cascades to that campaign's trades and also cannot be undone.

Sign-in and privacy

Sign-in is Google OAuth — the app never sees or stores a password, and it holds no broker credentials, because it does not connect to your broker. Each account sees only its own data. Full detail in the privacy policy and terms of service; when the terms change you will be asked to accept the new version before continuing.

Missing a ticker?

Underlyings come from a supported list, which also supplies the dividend yield and risk-free rate used in pricing. If the symbol you want is not there, request it on the support page — that is what the ticker-request category is for. The same page takes bug reports and ideas, and replies come back to you there.